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J.P. Morgan Palladium Card DENIED ... Need Help



Posts: 7
Hi Everyone,

I applied for the Palladium through a CPC banker but it came back denied and I've spoken with recon 2x with no luck ..... I also posted on another forum http://ficoforums.myfico.com/t5/Credit- ... -p/4077479 and I'm hoping someone can help me get approved for this card?

Thanks for your help.

Versace

wiz Palladium
Palladium

Posts: 12
Maybe others can chime in but it might be worth it to let the recon line know you'll move your amex spending over to JPM if approved....

fastcars User avatar
Centurion & Palladium
Centurion & Palladium

Posts: 147
Location: New England, USA
I hate to sound negative but you might have to wait a few years like they told you :( ... I know this is not what you're hoping to hear.

Good luck!

Palladiumer Palladium
Palladium

Posts: 124
alkaline wrote:
Hi Everyone,

I applied for the Palladium through a CPC banker but it came back denied and I've spoken with recon 2x with no luck ..... I also posted on another forum http://ficoforums.myfico.com/t5/Credit- ... -p/4077479 and I'm hoping someone can help me get approved for this card?

Thanks for your help.


Welcome to forums! I had a look through your posts on the fico forums and I think the best thing at this point would be to have your CPC banker advocate for you so that you can get the card. A strong endorsement from a JPM banker can be a significant factor in getting you approved.

Maybe we'll see you around in the Palladium members area soon :)


Posts: 2
alkaline wrote:
Hi Everyone,

I applied for the Palladium through a CPC banker but it came back denied and I've spoken with recon 2x with no luck ..... I also posted on another forum http://ficoforums.myfico.com/t5/Credit- ... -p/4077479 and I'm hoping someone can help me get approved for this card?

Thanks for your help.



You not wanting to move at least a minimum of 250K is most likely your reason for denial.

dukejjz Palladium
Palladium

Posts: 2
I think if they denied you for credit history, you really just need to sit tight and eventually try again. Unless you can get your advisor to pull some strings. Good luck.

PdCard8319 Palladium
Palladium

Posts: 59
Had a really bad experience with Palladium concierge recently. Maybe they're doing you a favor by not taking your $600 bucks.


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